ElyonPay brings together in one place the essential tools of modern unified commerce: sell online, collect in any currency, transform your physical store into an online store.
Accepted payment methods
Each service is a complete solution, designed for the realities of modern unified commerce.
Your physical store goes digital
The ElyonPay Virtual Payment Terminal turns any smartphone or tablet into a digital cash register. Collect face-to-face — you instantly have your entire accounting in your pocket.
Your online store in minutes
The ElyonPay Virtual Payment Terminal transforms your physical store into an online store and a merchandise pickup point in just a few clicks — without changing the way you work — generating a second source of income for your business.
Your products become accessible 24/7 via your ElyonPay link.
Generate a QR Code or instant payment link to collect from the customer in front of you.
Collect anywhere, in any currency
Accept payments in XAF, EUR, USD, GBP and more — from Africa or internationally. Mobile Money, bank card, transfer, QR Code.
XAF
EUR
USD
GBP
XOF
CAD
CHF
GHS
NGN
CDF
RWF
CNY
KES
JPY
AUD
Pay directly. Stay in control.
ElyonPay Diaspora enables members of the African diaspora to pay directly for their families in Africa and the Maghreb — school fees, rent, healthcare, Marketplace — with the guarantee that every payment reaches exactly its destination.
Shop owner, street vendor, small business
ElyonPay adapts to every player in the African real economy: from shop owners to street vendors and small businesses. Accept payments anywhere, with no hardware constraints.
Booking, payment & online management
Create your online service storefront in a few clicks, collect in XAF, XOF, EUR, USD directly from abroad — whether your client is in Douala, Abidjan, Paris or New York. Connect the diaspora to your local services.
The ElyonPay Virtual Terminal is the gateway between your physical business and the digital world. No additional hardware. Just your smartphone.
Have a shop, salon or market stall? Create your digital storefront in 5 minutes. Your customers order and pay from their phone, even outside your store.
Customer in front of you? Enter the amount, generate a QR Code or send a payment link by SMS/WhatsApp. Payment confirmed in real time on your screen.
Share a payment link on Facebook, Instagram or WhatsApp Business. Collect without your customer needing to create an ElyonPay account.
Whether your customers are in Douala, Paris, New York or London, ElyonPay handles the automatic conversion and credits you in the currency of your choice.
XAF, XOF, EUR, USD, GBP, CAD, CHF, GHS
Exchange rates updated continuously
MTN, Orange, Wave, Moov, Airtel
Visa, Mastercard, 3D Secure, Apple Pay
To over 40 countries
24/7 monitoring, PCI-DSS level 1
Sign up for free in less than 5 minutes. Verify your identity and business to access all features.
Activate Marketplace, Virtual Terminal and/or Unified Payments as needed.
Receive payments from anywhere in the world and withdraw your funds to your Mobile Money or bank account.
Registered merchants
African countries
Currencies
Uptime
Start for free, scale as you grow.
For freelancers and small merchants just starting out.
For SMEs and e-commerce merchants with growing volume.
For large enterprises, banks and financial institutions.
"ElyonPay transformed my online business. I now collect payments via MTN and Orange Money without any issues. My sales doubled in 3 months!"
"The Virtual Terminal revolutionised my store. I generate a QR Code for each customer, they pay face-to-face in 30 seconds. No more handling cash!"
"ElyonPay Diaspora changed everything for my family. I pay tuition directly to the university in Douala from Lyon — no intermediary, full traceability."
Marketplace, Virtual Terminal and Unified Payments — all in one app, available on iOS and Android.
Only sellers create an account before selling. Go to elyonpay.com, click "Create Account", fill in your personal and business information. Verification takes less than 24 hours. For buyers, the account is created during the purchase process.
From your ElyonPay app or dashboard, enter the amount to collect and generate a QR Code or payment link. Your customer pays from their phone via Mobile Money or bank card. You are credited instantly. Zero extra hardware.
ElyonPay supports 16 currencies: XAF (BEAC – Cameroon, Gabon, Congo…), XOF (BCEAO – Senegal, Benin, Mali, Burkina Faso, Côte d'Ivoire…), EUR, USD (USA), GBP (UK), CAD, CHF, GHS (Ghana), NGN (Nigeria), CDF (DRC), RWF (Rwanda), CNY (China), KES (Kenya), JPY (Japan) and AUD (Australia). Conversion is automatic at the real-time market rate.
Fees vary: Mobile Money 1.5%, Bank card 2.5%, Virtual Terminal (QR) 1.0%, Transfer 0.5%. The first month is fee-free.
ElyonPay is currently available in Cameroon, Côte d'Ivoire, Senegal, Mali, Burkina Faso, Gabon, Congo, DRC, Ghana, Nigeria, France, Belgium, Germany, United Kingdom and continuously expanding.
ElyonPay does not hold merchants' revenue. Mobile money payments are credited to the seller's account instantly. Visa/MasterCard payments are credited according to international financial network timelines. Bank transfers are credited instantly in the EURO zone and within 24 to 72 hours in other countries.
Join 50,000+ African entrepreneurs using ElyonPay.
Group headquartered in Mauritius · Development in France · Subsidiaries in Africa