ElyonPay Expands Coverage: 14 African Countries Connected in One Dashboard

1The 14 Countries Covered by ElyonPay

ElyonPay is now operational in 14 African countries, spanning West Africa, Central Africa, and East Africa. The covered countries are Cameroon, Ivory Coast, Senegal, Mali, Burkina Faso, Benin, Togo, Guinea, Niger, Gabon, Republic of Congo, Democratic Republic of Congo, Kenya, and Rwanda. This coverage represents over 350 million potential consumers, a growing share of whom use mobile money daily for their transactions.

Each country has its own mobile payment ecosystem, with local operators and specific regulations. ElyonPay has negotiated direct partnerships with the leading operators in each market to ensure optimal conversion rates and fast settlement times. The goal is to provide merchants with a unified experience, regardless of where their customers are located on the continent.

2Supported Operators: MTN, Orange, Wave, Moov, Airtel

ElyonPay supports the five major mobile money operators in Africa: MTN Mobile Money, Orange Money, Wave, Moov Money, and Airtel Money. Each operator has its own APIs and integration protocols, but ElyonPay abstracts this complexity to offer a single interface to developers and merchants.

MTN Mobile Money dominates in Central and West Africa with over 60 million active users in the region. Orange Money is particularly strong in Ivory Coast, Senegal, and Mali, where it often holds more than 40% market share. Wave has revolutionized the Senegalese market with reduced fees and a simplified user experience, quickly reaching 8 million users. Moov Money primarily covers Benin, Togo, and Niger, while Airtel Money is essential in Kenya, DRC, and Rwanda.

3A Single API for All Markets

One of ElyonPay's major advantages is its unified API. Instead of having to separately integrate each operator in each country, developers only need a single integration to access all 14 markets. The API automatically handles routing to the correct operator based on the customer's phone number and country, greatly simplifying the work for technical teams.

The request format is identical regardless of the target country or operator. You simply specify the amount, currency, and payer's phone number: ElyonPay automatically identifies the operator and country, then initiates the transaction through the appropriate channel. Confirmation webhooks are also standardized, meaning a single endpoint on the merchant side can process payment notifications from any country.

This approach dramatically reduces integration time, from several weeks (for direct integration with each operator) to just a few hours with ElyonPay. Technical teams can then focus on their core product rather than on the complexity of African payment systems.

4The Multi-Country Dashboard

The ElyonPay dashboard provides a consolidated view of all transactions across the 14 countries. Merchants can see real-time transaction volume by country, operator, and currency, with interactive charts and key performance indicators. Advanced filters allow isolating data by period, transaction status, or payment method.

The automated reporting feature generates daily, weekly, or monthly reports exportable to CSV, Excel, or PDF. These reports include transaction details, conversion rates by operator, average amounts by country, and growth trends. The dashboard also includes a configurable alert system that notifies merchants in case of anomalies, such as a sudden drop in transaction success rates in a given country.

Multi-currency management is built-in: amounts can be displayed in the local currency or converted to EUR, USD, or XOF based on the merchant's preferences. The automatic reconciliation module matches transactions with received settlements, facilitating accounting and reducing manual errors.

5Benefits for Cross-Border Merchants

For businesses operating in multiple African countries, ElyonPay eliminates the need to maintain relationships with multiple local payment providers. A single contract, a single technical integration, and a single point of contact are enough to cover 14 markets. This simplification translates into significant savings in integration costs, maintenance, and support.

Settlements are centralized and can be received in the merchant's preferred currency, with automatic conversion at market rates. ElyonPay offers daily or weekly settlements depending on preferences, directly to the merchant's bank account in Africa or internationally. Transaction fees are volume-based and degressive, rewarding growth and encouraging expansion into new markets.

6Roadmap: Next Steps

ElyonPay plans to extend its coverage to 20 African countries by the end of 2026. The next targeted markets include Ghana, Tanzania, Uganda, Mozambique, Zambia, and Madagascar. These countries show growing mobile money adoption and a dynamic entrepreneurial fabric that perfectly matches ElyonPay's value proposition.

Alongside geographic expansion, new features are under development. Universal QR code payment will allow physical merchants to accept mobile money payments without a dedicated terminal. USSD integration will reach basic phone users who do not have smartphones, a segment that remains very significant in several countries.

The launch of a payout API is also planned for Q3 2026, enabling marketplaces and service platforms to distribute funds directly to their sellers' or providers' mobile money wallets across the 14 covered countries. This feature will unlock new use cases in the gig economy and social commerce.